The national parivar mediclaim plus policy covers the family including self, spouse, children and parentsparentsinlaws under one floater sum insured. Since, elderly people are more prone to fall sick frequently, the plan comes as a safeguard to keep them financially sound at an advanced stage of life. National insurance varishta mediclaim policy benefits. For each block of 3 years policy period, a free health checkup is provided to the insured under the plan. National health insurance varistha mediclaim policy wordings.
Free health checkup is provided after three continuous years of policy coverage without any claims. Benefits of national insurance varistha mediclaim policy. This policy is available only in two sum insured options rs. Varistha mediclaim for senior citizens policy whereas the insured designated in the schedule hereto has by a proposal and declaration dated as stated in the schedule which shall be the basis of this contract and is deemed to be incorporated herein has applied to national insurance company ltd. Features of national insurance varistha mediclaim policy. National insurance varistha mediclaim policy also comes with the option of covering critical illness treatment expenses. National insurance varistha mediclaim policy for senior citizens check. It is a special policy that covers senior citizens in india against hospitalisation and critical illness expenses. Some of the key features of national insurance varistha mediclaim policy can be listed as follows. For fresh entrants to national insurance above premium will be loaded by 10%. Download national health insurance varistha mediclaim policy policy wordings to know the latest features, benefits and exclusions of the policy. Hope customer information sheet to read or print pdf, you will need the adobe acrobat reader, version 4.
Office 3, middleton street, post box 9229, kolkata 700 071 cin u10200wb1906goi0017 irda regn. National insurance varistha mediclaim policy for senior. National insurance varistha mediclaim policy provides cover for domiciliary treatment expenses up to 20% of the basic sum insured. National insurance varistha mediclaim policy offers cover for diabetes and hypertension, if preexisting, by charging extra premium. If insurer wants to cover preexisting diabetes and or hypertension, an additional premium of 10% for each condition has to be paid for the first policy year. For fresh entrants to national insurance, above premium will be increased by 10%.
National health insurance varistha mediclaim policy. These illnesses will be covered from the date of inception of the policy itself but will be subject to certain conditions. National insurance varistha mediclaim policy also comes with the option of covering critical. Senior citizens aged between 60 to 80 years can get. National insurance varistha mediclaim policy protects senior citizens from high treatment costs. Varistha mediclaim policy by national insurance company. National insurance varishtha mediclaim for senior citizens. No claims have been made during the block of 3 years policy term. Varistha mediclaim policy for senior citizens plan details.
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